Clarity Over Hype in Your Financial Decisions.
Free, mathematically accurate calculators for SIP, Home Loans, Income Tax, Fixed Deposits, and Gratuity. No mandatory logins, no paywalls, private client-side computation.
100% Private & Client-Side
No financial data ever leaves your device. All calculations execute directly in your browser.
No Sign-Up Required
Direct access to every financial calculator without login gates, phone numbers, or credit checks.
Transparent Formulae
Full disclosure of mathematical equations, compounding conventions, and regulatory dates.
India-First (₹) Standards
Accurate Lakhs/Crores numbering, quarterly Indian bank FD/RD rules, and verified PPF guidelines.
Experience the Engine Live
Scrub parameters smoothly. Watch the exact monthly annuity compounding curve respond in real time.
Explore by Financial Category
Curated calculation suites designed around Indian banking, statutory savings, and tax conventions.
Investments
SIP, Step-Up SIP, Lump Sum, SWP, CAGR, and long-term equity growth projection engines.
Loans
Home loan EMI, car loans, personal loans, and prepayment savings calculators.
Deposits
Fixed Deposits and Recurring Deposits with Indian bank quarterly compounding rules.
Tax & Government
Income Tax (Old vs New), HRA Exemption, Gratuity, PPF, and GST calculation tools.
Basics
Foundational simple vs compound interest and inflation purchasing power tools.
All Financial & Tax Calculators
16 zero-signup engines with verified formulas, amortization schedules, and bilingual controls.
SIP Calculator
Calculate wealth growth and maturity value of your monthly Systematic Investment Plan.
Lump Sum Calculator
Forecast the compounded future value of a one-time lump sum mutual fund investment.
Loan EMI Calculator
Calculate monthly home, car, or personal loan EMIs, interest payable, and payoff schedules.
Loan Prepayment Calculator
Compare interest savings and tenure reduction through lump sum or regular part-payments.
Simple & Compound Interest
Contrast simple interest with compounding at various frequencies (quarterly, monthly, annual).
Fixed Deposit (FD) Calculator
Calculate bank FD maturity value with quarterly compounding as practiced by Indian banks.
Recurring Deposit (RD) Calculator
Estimate maturity returns for recurring monthly deposits with standard quarterly compounding.
Public Provident Fund (PPF)
15-year PPF maturity projections, tax-free annual compounding, and extension schedules.
GST Calculator
Compute inclusive or exclusive GST amounts with official Indian GST rate slabs (5%, 12%, 18%, 28%).
CAGR Calculator
Compute the Compound Annual Growth Rate of your equities, real estate, or business investments.
SWP Calculator
Plan regular monthly income from your mutual fund investments and monitor corpus longevity.
Step-Up SIP Calculator
Calculate the massive wealth acceleration of increasing your monthly SIP contribution annually.
Income Tax Calculator
Compare Old vs New Tax Regime with Income-tax Act 2025 & Budget 2025 ₹12L rebate, ₹75,000 standard deduction, and surcharge marginal relief.
HRA Exemption Calculator
Calculate tax-exempt House Rent Allowance under Section 10(13A) and Rule 2A with metro vs non-metro limits.
Gratuity Calculator
Compute statutory gratuity payout and tax-exempt amount under the Payment of Gratuity Act, 1972.
Inflation Calculator
Calculate future living costs and purchasing power erosion based on annual CPI inflation.
Why Finminto is Built Differently
Most consumer finance portals use calculators as lead-generation bait to capture your phone number, push high-commission credit cards, or spam you with unsolicited broker calls. Finminto has zero sales incentives.
Zero Lead Capture
We don't sell your data or request your phone number. Ever.
Disclosed Math
Inspect the exact formulas, compounding intervals, and assumptions.
Global Edge Delivery
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